The Tools category contains the network operator services, a simple calculator (which also includes a currency converter), a datebook (some sort of organizer), a rudimentary alarm clock, dialing services, activation list, voice record (no more than 1 minute) and Web shortcuts. Games & Apps category only includes Java software that you want to install after you buy the phone, except for a Digital Audio Player included which is used for playing music. The WebAccess category, just like it says, gives users access to the Internet through different access points which can be set in advance or installed by the network operator. You can choose which access point to be used by default when you want to connect to the Internet through the Web Session option.
The last of the 9 main categories, Settings is the largest and you can do most of the important stuff from here. There are 12 subcategories: Personalise (customize main menu, display and voice dial), Ring Styles, Call Divert, In-Call Setup (Call Waiting, Fax, Caller ID, Answer Options), Initial Setup (Time and Date setting, Speed Dial, Auto Redial, Backlight, Language, Text Marquee, Scroll, Display Timeout, Brightness, DTMF, Master Reset and Master Clear), Phone Status, Headset, Car Settings, Airplane Mode, Network, Security and Java Settings.